How to Protect Your Home from Spring Water Leaks

As we officially welcome the first day of spring on March 19th, it's important to note that melting snow, ice, and rain increase the risk of water damage and leaks in your home. In fact, water damage causes 48% of all interior property damage in Canada and is the number one cause of home insurance losses (Canadian Underwriter).

Thankfully, there are preventative steps you can take to ensure your home remains dry during the damp spring, and a comprehensive home insurance policy provides further protection.

In this blog post, we'll explore practical tips and strategies to safeguard your home during the spring so you can have peace of mind and avoid unwanted surprises or financial costs.

Inspect and Maintain Your Roof

Your roof is the first line of defence against the elements. When the accumulated snow on your roof begins to melt, the potential for seepage increases.

Utilize the warmer weather as an opportunity to inspect your roof and address minor issues, mitigating the risk of potential water damage. Regularly check it for loose or damaged shingles and address any issues promptly. Clean out gutters and ensure they are debris-free to allow proper drainage.

Roof maintenance can pose safety risks. If applicable, seek the assistance of a professional to ensure a safe and thorough inspection and repair process.

Check Windows and Doors

Excessive rainfall in the spring can infiltrate through any opening. Perform a thorough inspection of windows and doors for gaps or cracks. Seal any openings with weather stripping or caulk to prevent water from seeping during spring rains.

Evaluate Exterior Walls and Foundation

As the ground thaws, assessing the foundation's condition is essential to detect potential issues and mitigate damage. Conduct a comprehensive examination of the foundation, both internally and externally, and contact a professional to repair any identified cracks.

Examine the exterior walls of your home as well for cracks or signs of wear. Fix any damage to the siding swiftly, as these vulnerabilities can lead to water intrusion over time.

Maintain Your Yard's Grading

Ensure that the grading of your yard around your home directs water away from the foundation. Having a proper slope away from the house helps prevent water from pooling near the walls and causing possible leaks into the basement or crawl spaces.

Clean Your Gutters

The weight of winter ice and snow can compromise your gutters' strength, potentially causing debris blockages. Clogged gutters can lead to water overflow, damaging your roof, siding, and foundation.

Clean accumulated leaves from the gutters regularly and verify that the gutters are secure in place. Ensure the downspouts effectively redirect water away from the foundation, and consider installing gutter guards to prevent debris buildup.

Monitor Your Sump Pump

If your home has a sump pump, test it to ensure it functions correctly. Clear any debris from the pit and consider installing a battery backup system to maintain functionality during power outages.

Install a Water Leak Detection System

Invest in a water leak detection system for added protection. These systems alert you to potential leaks early on, minimizing the extent of damage and saving you on repair costs.

Review Your Home Insurance Policy

Take the time to review your home insurance policy with a broker who can walk you through your coverage details. Understand not only your current coverage but the coverage options for water damage, such as overland and sewer backup coverage, and make any necessary adjustments to ensure adequate protection in case of an unforeseen event.

By taking proactive steps to prevent spring water leaks, you protect your home and contribute to your property's longevity. We encourage you to implement these measures to enjoy a worry-free and dry spring season. Remember, a small investment in prevention today can save you from significant headaches and expenses in the future.

For more information on preventing water damage, visit the Insurance Bureau of Canada's (IBC) Water Damage and Flood Protection website.

Have questions about your home insurance policy or need a quote? We can review your policy to ensure you're covered from all angles. Contact us today at info@mooneyinsurance.ca or give us a call at 705-726-9941. You can also visit our Home Insurance page for more details.