Protection That Goes Beyond the Road
Specialized Coverage for the Vehicles You Value Most
Whether you drive a luxury vehicle, own a collection of classic cars, or have invested in high-performance automobiles, your insurance should reflect more than just their market value. The R.K. Mooney Insurance Brokers High-Net-Worth Client Packages offers customized protection for exceptional vehicles, providing broader coverage, higher limits, and access to specialized insurance solutions.
We work with leading insurers who understand that your vehicles are more than transportation, they're investments, passions, and part of your lifestyle.
Protect More Than Your Vehicle. Protect Your Investment.
Every vehicle has its own story, value, and purpose. At R.K. Mooney, we take the time to understand your collection and recommend insurance that's tailored to your needs, not a one-size-fits-all policy.
When you own a high-value vehicle, the quality of the claims experience matters just as much as the coverage itself. High-net-worth insurers understand the specialized engineering, craftsmanship, and value of exceptional vehicles, ensuring repairs are completed with safety and quality as the top priorities.
Rather than focusing on the lowest-cost repair, they work to restore your vehicle according to the manufacturer's standards whenever possible, helping preserve its performance, integrity, and long-term value.
Coverage options may include:
High-value auto insurance
Agreed value coverage for eligible vehicles
Classic and collector car insurance
Exotic and luxury vehicle coverage
Antique and vintage automobile insurance
Higher liability limits
Accident forgiveness options
Rental vehicle coverage
Roadside assistance and towing
Coverage for spare parts and accessories
Coverage for Classic & Collector Vehicles
Owning a classic or collector vehicle is about more than its value; it's about preserving something truly special. That's why the high-net-worth claims experience is designed to deliver a higher standard of care from start to finish.
When a covered loss occurs, you'll work with experienced claims professionals who understand the unique craftsmanship, history, and value of collector automobiles. Rather than treating your vehicle like any other, they focus on restoring it with the care and expertise it deserves. Depending on the insurer, the high-net-worth claims experience may include:
Dedicated claims specialists with expertise in classic, collector, and specialty vehicles
Assistance selecting a trusted repair facility or access to specialized restoration experts
Repairs completed according to the manufacturer's or restoration standards, where applicable
Personalized guidance throughout the claims and repair process
Priority support during catastrophic events to help you recover as quickly and seamlessly as possible
Let's Protect What Matters Most
Whether you're purchasing a new luxury vehicle, adding another classic car to your collection, or reviewing your current insurance, we're here to help.
Speak with one of our brokers to learn how our High-Net-Worth Client solution can provide tailored protection for your vehicles, so you can enjoy every drive with confidence.
