Providing expert business and commercial insurance service for over 40 years.
Business and Commercial Insurance for Barrie & Simcoe County
R.K. Mooney Insurance Brokers Ltd. helps business owners throughout Simcoe County identify risks to their business and create personalized commercial insurance packages based on your business needs and requirements to protect you and your assets.
By working with our insurance partners for over 40 years, we have established key relationships with the most trusted and respected insurers, allowing us to provide customized insurance packages at the best rates available. We will deliver the protection you need at the most competitive price.
Our range of insurance packages can protect your commercial property, commercial vehicle, rented properties, general liability, business equipment, and inventory.
What’s covered under Commercial Property Insurance?
Building Insurance and Business Personal Property:
Building Insurance covers the physical structure of your business property, including walls, roof, floors, and built-in items like fixtures and machinery. Business Personal Property protects the contents of the building, like furniture, equipment, inventory, and supplies.
Receive protection for your business from financial losses if you're found liable for property damage or injuries to others. It can also cover the legal costs of defending yourself against a liability claim.
Liability Coverage:
This coverage helps replace the lost income and covers operating expenses if your business temporarily closes due to a covered event, like a fire or a natural disaster.
Business Interruption:
This coverage helps pay for repairs or replacement of equipment needed for your business that breaks down, such as HVAC systems, refrigerators, or machinery.
Equipment Breakdown:
Commercial Auto Insurance Includes:
This component covers bodily injury and property damage that you or your employees may cause to other people while operating your commercial vehicle. This coverage is mandatory in Ontario and helps protect your business from financial losses if you're found liable for an accident.
Liability Coverage:
This coverage provides benefits for medical expenses, rehabilitation, funeral expenses, and lost income if you're injured in an accident, regardless of who is at fault. The coverage includes both you and your passengers.
Accident Benefits Coverage:
This coverage provides benefits for medical expenses, rehabilitation, funeral expenses, and lost income if you're injured in an accident, regardless of who is at fault. The coverage includes both you and your passengers.
Third-Party Liability:
This coverage pays for damages to your commercial vehicle resulting from a collision with any object, whether moving or stationary, regardless of who is at fault.
Collision Coverage:
This optional coverage protects the specialized equipment and cargo you transport in your commercial vehicle. It's essential for businesses that transport valuable goods or specialized equipment.
Equipment & Cargo Coverage:
This coverage helps pay for renting a replacement vehicle if your commercial vehicle is temporarily out of service due to a covered claim.
Rental Reimbursement:
Let’s work together
Interested in working together? Let our expert team of brokers get your business protected, so you can focus on what matters.
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What our clients say
“Good place to buy insurance.”
— Ron R
“Dealt with them for years. Excellent to deal with.”