Protection That Goes Beyond the Road

Specialized Coverage for the Vehicles You Value Most

Whether you drive a luxury vehicle, own a collection of classic cars, or have invested in high-performance automobiles, your insurance should reflect more than just their market value. The R.K. Mooney Insurance Brokers High-Net-Worth Client Program offers customized protection for exceptional vehicles, providing broader coverage, higher limits, and access to specialized insurance solutions.

We work with leading insurers who understand that your vehicles are more than transportation—they're investments, passions, and part of your lifestyle.

Protect More Than Your Vehicle. Protect Your Investment.

Every vehicle has its own story, value, and purpose. We take the time to understand your collection and recommend insurance that's tailored to your needs—not a one-size-fits-all policy.

Coverage options may include:

  • High-value auto insurance

  • Agreed value coverage for eligible vehicles

  • Classic and collector car insurance

  • Exotic and luxury vehicle coverage

  • Antique and vintage automobile insurance

  • Higher liability limits

  • Accident forgiveness options

  • Rental vehicle coverage

  • Roadside assistance and towing

  • Coverage for spare parts and accessories


Classic & Collector Vehicles

Classic cars deserve specialized protection that reflects their true value and how they're used. Whether your vehicle is a cherished weekend cruiser, a restored antique, or part of a growing collection, we'll help you find coverage designed specifically for collector automobiles.

We can help insure:

  • Classic cars

  • Collector vehicles

  • Antique automobiles

  • Vintage vehicles

  • Muscle cars

  • Exotic and luxury vehicles

  • Limited-production and specialty automobiles

Many policies offer agreed value coverage, allowing you to insure your vehicle for its established value rather than its depreciated market value, giving you greater confidence should a covered loss occur.

Let's Protect What Matters Most

Whether you're purchasing a new luxury vehicle, adding another classic car to your collection, or reviewing your current insurance, we're here to help.

Speak with one of our brokers to learn how our High-Net-Worth Client Program can provide tailored protection for your vehicles, so you can enjoy every drive with confidence.