Home, Condo and Tenant Insurance for Living in Barrie and Simcoe County.
What is the best home insurance in Ontario?
The best home insurance is the one that provides complete coverage for your home or condo’s specific needs. By working with R.K. Mooney Insurance Brokers, we have access to Ontario’s best insurer partners when it comes to insurance for your home, condo or as a renter, so we can provide the best possible policies for you. Our team will identify gaps in your coverage by completing an analysis to provide the exact coverage you need based on where you live and the type of home you have, all while saving you money on premiums.
Proper home insurance coverage is essential for several reasons:
Protection against Property Damage
Home insurance covers your dwelling and belongings in the home in case of damage or destruction due to a covered event like a fire, windstorms, hail, lightning, vandalism, or theft. Without full coverage, you would have to bear the cost of repairing or replacing your home and possessions.
Protection in case of Liability
Home insurance includes liability coverage, which protects you financially if an injury occurs on your property. Your home insurance policy will protect you to cover expenses and other damages if you're held liable and will safeguard your assets in case of a lawsuit.
Protection for Other Structures
Home insurance doesn't just provide coverage for the structure of your home but often also covers other structures on your property, such as detached garages, sheds, and fences, in addition to your primary dwelling.
Temporary Living Expenses Coverage
Many home insurance policies cover temporary living expenses such as hotel stays and meals if your home becomes uninhabitable due to a covered event. This coverage can be invaluable while your home is being repaired or rebuilt.
Theft and Burglary Protection
Home insurance can help replace stolen or damaged personal property, such as electronics, jewellery, and furniture, providing a safety net in case of theft or burglary.
Customizable Options
Home insurance should be customized and tailored to your home's needs and budget. For example, if you live near water where flooding often occurs, having overland water damage coverage can be crucial to protect and safeguard your home.
We provide home insurance policies for:
Home and Cottage Insurance
Secondary residence insurance, or seasonal home insurance, is a type of insurance coverage designed for properties that are not your primary residence. Secondary/seasonal homes include cottages or vacation homes used for part of the year or as a getaway destination rather than your primary residence.
Condo Insurance
Condo insurance or condo unit owners' insurance is coverage designed specifically for individuals who own condominium units. The unique needs and responsibilities of condo owners within a condominium corporation or association make condo insurance unique, as the policies must be tailored and customized.
Tenant Insurance
Tenant insurance, or renters insurance, is a type of insurance coverage designed for individuals renting or leasing a residential property, such as an apartment or house. Renter's insurance provides financial protection for tenants and covers various aspects of their living situation.
What Our Clients Say
“I have a multitude of rental properties and have found the best deals with Mooney Insurance. I have referred a dozen or so people there also and they were all just as pleased.”
-Samantha G
“I have recently bought an investment property in Midland and we needed last minute help with Randy and his team. Not only did they provide a very competitive quote, but they also helped us close on time and sent the insurance binder within 24 hours to our lawyer. They are a pleasure to deal with. Very professional and efficient. Highly recommended!”
-Stan I
“Switching to Mooney Insurance Brokers was a great experience for me. The staff answered all of my questions and took great care to ensure that my policy met all of my expectations. The staff have been very friendly and respond to my emails very quickly. I have recently renewed my home insurance policy and intend to use Mooney Insurance again in the future.”
-Terry A
Your home insurance, taken care of.
At R.K. Mooney Insurance Brokers Ltd., we aim to provide you with protection for your property, family, life and dreams at the best possible price.
We design a customized plan best suited to your situation and will make recommendations to provide the protection you need at a competitive price.
